Retail Banking

Accounts designed to meet your financial needs

Save

Loans and Accounts

Invest

Investment Options

Borrow

Financing & More

Current Account

Save whenever you want, for as long as you want, with instant access to your money.

Account Features
  • Access to loan facilities at a competitive rate
  • Access to eChannel products.
  • Allows third-party withdrawals and direct debit instructions
  • Provides account information updates via SMS/Email alerts
  • Issuance of our visa debit card for Online, POS and ATM transactions anywhere in the world
Account Requirements
  • Valid means of identification (Driver's License, International passport, National I.D Card)
  • One passport photograph
  • 2 completed reference forms 
  • Bank Verification Number (BVN) of signatory
  • Utility Bill (not more than three(3) months)
Account Types

Individual

Individual

Joint Account

Corporate Account

Savings Account

Savings Account gives you the advantage of competitive interest rates and the availability to your funds, without forfeiture of interest in case of withdrawal. The account may be owned by an individual, organisation or association.

Account Features
  • Access to loan facilities at a competitive rate
  • Access to eChannel products.
  • Allows third-party withdrawals and direct debit instructions
  • Provides account information updates via SMS/Email alerts
  • Issuance of our visa debit card for Online, POS and ATM transactions anywhere in the world
Account Requirements
  • Valid means of identification (Driver's License, International passport, National I.D Card)
  • One passport photograph
  • 2 completed reference forms 
  • Bank Verification Number (BVN) of signatory
  • Utility Bill (not more than three(3) months)
Account Types

Individual Account

Joint Account

Fixed Deposit

Fixed Deposit Account allows you fix your money for a chosen period of time whilst gaining attractive interest rates. This is done by opening either a savings or current account.

Account Features
  • Access to loan facilities at a competitive rate
  • Access to eChannel products.
  • Allows third-party withdrawals and direct debit instructions
  • Provides account information updates via SMS/Email alerts
  • Issuance of our visa debit card for Online, POS and ATM transactions anywhere in the world
Account Requirements
  • Valid means of identification (Driver's License, International passport, National I.D Card)
  • One passport photograph
  • 2 completed reference forms 
  • Bank Verification Number (BVN) of signatory
  • Utility Bill (not more than three(3) months)
Account Types

Individual Account

Corporate Account

Call Deposit

Call Deposit account is a bank account for investment funds that offers the advantages of both a savings and a current account.

Account Features
  • Access to loan facilities at a competitive rate
  • Access to eChannel products.
  • Allows third-party withdrawals and direct debit instructions
  • Provides account information updates via SMS/Email alerts
  • Issuance of our visa debit card for Online, POS and ATM transactions anywhere in the world
Account Requirements
  • Valid means of identification (Driver's License, International passport, National I.D Card)
  • One passport photograph
  • 2 completed reference forms 
  • Bank Verification Number (BVN) of signatory
  • Utility Bill (not more than three(3) months)
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